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The HELOC Company LLC - Wholesale Division logo

Wholesale lending

Empowering Brokers to Navigate Non-Traditional Lending Solutions

Wholesale HELOC for brokers that need a straight answer on non-traditional borrowers. HELOAN launching soon.

Portal access

Scenario response same day if submitted before 3pm ET.

24hDisclosures
24hInitial Underwriting
24hResubmissions

Current SLA commitments. Adjusts as volume changes.

Products

What We Offer

HELOC for a revolving line. HELOAN for a fixed-term loan. Price and submit inside the broker portal.

HELOC

Live

5-year draw, 25-year total term. 1st lien, qualified on note rate. No credit score required. Occupancy on primary, second, and investment.

HELOC

Live

Revolving line with bank-statement income, 3-month Personal or Business deposits accepted.

Min$40K
Submit a loan

HELOAN

Coming Soon

30-year fixed-term home equity loan. Opens when the program is ready to take live files.

HELOAN

Coming Soon

30-year fixed loan with flexible qualification using traditional or alternative income, for primary, second, or investment properties.

Min$40K
Submit a loan

Quick Reference Guide

Get information about our fees, mortgagee clause, servicing information, and support resources all in one place.

View guide

Help desk

Stuck on a file? The help desk has you covered.

Choose from help options for file scenarios, lock questions, and more. Most responses are provided within the same business day.

Select the option that best fits your request to route it to the right team.

Ask the help desk

How it works

  1. 01

    Pick the tile

    Select the help option that best fits your scenario or question.

  2. 02

    Routes itself

    Each tile flows to the right team. No phone tree.

  3. 03

    Get an answer

    Written response same business day; if request received by 3pm ET.

Trust

Licensed. Compliant. Verifiable.

The HELOC Company LLC - Wholesale Division operates under NMLS #2506404. Equal Housing Lender.

Verify our license at nmlsconsumeraccess.org.

NMLS #2506404
Equal Housing Lender

Contact

Ask the help desk.

For scenarios, general questions, and portal assistance, contact our wholesale help desk.

Wholesale support

855-250-9550

Questions

Submit a help desk ticket

Available inside the Help Desk tab

Headquarters

8403 Colesville Rd

Suite 1100, Office 1155

Silver Spring, MD 20910